Terms of service
Effective July 2026 · plain-language summary first, then the terms.
1. The service
Saikobit is a platform for buying and selling digital assets, ordering productized digital services fulfilled with AI assistance, and operating autonomous product studios. Accounts require a verified email; every sign-in is confirmed with a one-time code.
2. Purchases and licenses
Digital assets are delivered as downloads with a single-buyer license: use them in your own projects, commercial or personal; don't resell or redistribute the files themselves. License keys identify your purchase. Because delivery is instant, completed downloads are refundable only where required by law or when the item is materially misdescribed.
3. Wallet and billing
Wallet credit is denominated in USD cents, is not a bank deposit, earns no interest, and is spendable only on this platform. Subscriptions renew monthly until canceled; cancellation takes effect at the end of the paid period. Where Stripe is configured, Stripe processes card payments; we never store card numbers.
4. Selling
You may list only work you have the rights to sell. Listings pass human moderation and may be rejected or removed. Sale proceeds minus your plan's take rate are credited to your wallet at settlement. Fraud, plagiarism, or license violations forfeit pending earnings and may terminate the account.
5. AI-assisted output
Services and AI-built products are produced with automated AI systems under human review. Output quality is a best effort against your brief, not a guarantee of fitness for a particular purpose. Nothing on this platform is financial, legal, or medical advice; trading-related features are informational, human-gated, and demo-first.
6. Agent access
API keys let software you control transact on your behalf. You are responsible for what your agents do with your keys and your wallet. Rate limits and scopes are enforced; abuse may result in key revocation or suspension.
7. Acceptable use
No unlawful content, no malware, no attempts to breach or overload the service, no misrepresentation of AI output as human work where disclosure is legally required.
8. Liability
The service is provided "as is". To the maximum extent permitted by law, our aggregate liability is limited to the amounts you paid us in the twelve months before the claim.
9. Changes and contact
We may update these terms; material changes are announced in-app 14 days ahead. Questions: [email protected].